The concept of salary packaging is quite simple. You can choose to take your salary as a combination of cash and benefits. In many cases this lowers you taxable income and increases your disposable income.

Why should I salary package?

Salary packaging allows you to maximise your salary to meet your personal and financial needs, while at the same time ensuring that the benefit arrangements comply with relevant taxation and legislation rulings.

The advantages of salary packaging enable you to

• Increase your disposable income
• Pay for everyday expenses in pre-tax dollars, not after-tax dollars
• Allocate salary and benefits to suit your individual situation

You don't have to change your lifestyle or job to receive a pay rise, just the way your salary is structured.

How does salary packaging work?

Your employer pays for your expenses on your behalf from your pre-tax salary, rather than you paying for them with your after-tax salary.

What benefits can I package?

Paradigm Total Salary Management offers over 50 different options – some you may not be aware of. These include:

• Cars
• Entertainment
• Parking
• Credit Cards
• Superannuation and Insurance
• Mortgages

How do I proceed?

Contact Paradigm Total Salary Management and we will advise you on how you can start to maximise your salary 1300 132 532.